For so many, 2020 was about resilience. It was no different for myself, our company (Flywire), and the FinTech industry. I think it will serve us all well in 2021 too.

Coinbase CEO Brian Armstrong, cofounder Fred Ehrsam and venture capital investors like Andreessen Horowitz are set to see the value of their Coinbase holdings surpass tens of billions.

As long as borrowers experience challenges in the market, lenders will feel some adverse effects.

With digital identities and micropayments, things could change.

A Kill Chicken Scare Monkey policy is strategically ineffective for achieving China’s larger ambitions. Fear will not inspire the sort of entrepreneurship China needs to cultivate. It will suppress innovation. It will drive the innovators out. Where will Jack Ma be spotted next?

While banks struggle to personalize their sales messages, a new group of fintech are entering the market, personalizing their products and services for Black Americans, LGBT consumers, environmentally-conscious consumers, and even truckers.

It’s not easy to buy things with Bitcoin, but the tide has turned since Tesla says it will accept it as payment.

When Elon Musk’s changed his Twitter bio in late January to #Bitcoin, the price of Bitcoin rose nearly 20% in a matter of hours.

While 94% of workers receive their pay electronically by direct deposit, checks capture off-cycle payments, such as real-time payouts and wages for non-W2 workers.

It would seem an unlikely pairing, but the last year witnessed an explosion in climate-focused fintech products. This wave of innovation is here to stay.

Investors are valuing Stripe at a 115 billion valuation in secondary market transactions, and the company is planning a new primary funding round at a valuation of more than 100 billion.

At the start of February, payments-focused fintech Payoneer announced that it would be going public through a 3.3bn merger with a special purpose acquisition company (SPAC) backed by Bancorp founder Betsy Cohen.

You may not realize it, but your bank probably knows more about you than you know about yourself. It’s a side effect of our digital economy: banks understand you because of their 360-degree view of your financial activity.

Consumers’ use of Apple Pay, Google Pay, PayPal, Affirm, Bitcoin, and other mobile apps adds up to 250 billion in lost payment volume for banks.

Consumers are unknowingly taking part in a mass economic experiment - buy now, pay later. The premise is simple; get a short, interest-free loan to stretch out payments on big (or small) ticket items. But the fallout of this mass experiment could be painful for consumers and lenders alike.

The surge in mainstream and corporate interest in bitcoin is accelerating the risk that regulators try to intervene more aggressively.

While defi is now mainly used for speculation between tokens of many varieties, in the longer term it offers the promise of reduced costs in financial intermediation by removing middlemen and automating them, it opens up the possibilities of financial instruments better suited to the new economy.

Ahead of Robinhood’s Vladimir Tenev and Reddit’s Steve Huffman US House Committee on Financial Servicesï CBFVï appearances on February 18, there is an opportunity to assess whether the GameStopï GMEï ï GMEï incident is symptomatic of deeper fault lines within the financial system.

Ahead of Robinhood’s Vladimir Tenev and Reddit’s Steve Huffman US House Committee on Financial Service appearances on February 18, there is an opportunity to assess whether the GameStopï GMEï incident is symptomatic of deeper fault lines within the financial system.

This trend coincides with a growing public awareness of business’s impact on society and the planet and vice versa - the impact of climate change and societal trends on business.

Beyond cryptocurrency and altcoins, opportunities also abound in the form of Non-Fungible Tokens (NFTs) - provably scarce digital assets representing a range of commodities such as artwork, gaming collectibles, and even real estate - both in the physical and virtual space.

As we pass into the new Chinese New Year of the Ox, its a good time to contemplate the death of Cookies, and to ponder what the new era of data privacy will bring.

What many vehicle owners don’t realize is they can refinance their auto loans. That led to the creation of a fast-growing startup called MotoRefi. Its CEO says consumers are saving an average of 100 a month. Business is booming.

Away from the memecoins and celebrity endorsements there is a bigger story unfolding as a generation forsakes traditional investments for digital analogs: collectibles, cryptocurrencies, and synthetic assets that can be represented and traded on-chain, permissionless, globally, and around the clock.

The meteoric rise of digital assets, and Bitcoin in particular, in 2020 is undeniable. Here’s what Elon Musk’s recent actions reveals about investor confidence.