Forbes : fintech
18h25 26  février
In FinTech, Disruption Requires Resilience
Mike Massaro, Contributor
For so many, 2020 was about resilience. It was no different for myself, our company (Flywire), and the FinTech industry. I think it will serve us all well in 2021 too.
19h19 25  février
Coinbase Cofounders And Investors Poised To Rake In Tens Of Billions From IPO
Jeff Kauflin, Forbes Staff
Coinbase CEO Brian Armstrong, cofounder Fred Ehrsam and venture capital investors like Andreessen Horowitz are set to see the value of their Coinbase holdings surpass tens of billions.
19h33 24  février
Kabbage Co-Founder Muses On Alt Lending, Fintech Trends, And More
Cheryl Winokur Munk, Contributor
As long as borrowers experience challenges in the market, lenders will feel some adverse effects.
Digital Identities & Micropayments: The Catalyst For Next-Gen Content Monetisation
Alastair Johnson, Contributor
With digital identities and micropayments, things could change.
21h38 22  février
Kill Chicken Scare Monkey ( é å ç ) - Beijing’s Philosophy Of Regulation Won’t Work
George Calhoun, Contributor
A Kill Chicken Scare Monkey policy is strategically ineffective for achieving China’s larger ambitions. Fear will not inspire the sort of entrepreneurship China needs to cultivate. It will suppress innovation. It will drive the innovators out. Where will Jack Ma be spotted next?
There Are Banks For Black Americans And LGBTQ Consumers: We Need A Bank For Everyone
Ron Shevlin, Senior Contributor
While banks struggle to personalize their sales messages, a new group of fintech are entering the market, personalizing their products and services for Black Americans, LGBT consumers, environmentally-conscious consumers, and even truckers.
14h00 21  février
Even If Bitcoin Falls Again, Company Adoption Of Crypto Is Not Going Away
Kenneth Rapoza, Senior Contributor
It’s not easy to buy things with Bitcoin, but the tide has turned since Tesla says it will accept it as payment.
How Elon Musk Moves The Price Of Bitcoin With His Twitter Activity
Ron Shevlin, Senior Contributor
When Elon Musk’s changed his Twitter bio in late January to #Bitcoin, the price of Bitcoin rose nearly 20% in a matter of hours.
03h02 20  février
Visa Pushes Into Payroll With ADP Partnership To Kill Paper Paychecks
Lindsay Davis, Contributor
While 94% of workers receive their pay electronically by direct deposit, checks capture off-cycle payments, such as real-time payouts and wages for non-W2 workers.
18h17 18  février
Climate Fintech Is Coming
Nik Milanovic, Contributor
It would seem an unlikely pairing, but the last year witnessed an explosion in climate-focused fintech products. This wave of innovation is here to stay.
16h06 17  février
Investors Are Now Valuing Stripe At 115 Billion
Jeff Kauflin, Forbes Staff
Investors are valuing Stripe at a 115 billion valuation in secondary market transactions, and the company is planning a new primary funding round at a valuation of more than 100 billion.
Payoneer And The SPAC: Betsy Cohen And Scott Galit On Going Public, Payments And The Future
Daniel Webber, Contributor
At the start of February, payments-focused fintech Payoneer announced that it would be going public through a 3.3bn merger with a special purpose acquisition company (SPAC) backed by Bancorp founder Betsy Cohen.
13h30 16  février
When It Comes To Your Financial Data Where’s The Line?
Bob Legters, Contributor
You may not realize it, but your bank probably knows more about you than you know about yourself. It’s a side effect of our digital economy: banks understand you because of their 360-degree view of your financial activity.
How Apple Pay Helps Cheat’ Banks Out Of 250 Billion In Payments
Ron Shevlin, Senior Contributor
Consumers’ use of Apple Pay, Google Pay, PayPal, Affirm, Bitcoin, and other mobile apps adds up to 250 billion in lost payment volume for banks.
14h11 15  février
Buy Now, Regret It Later? The Hype Of BNPL And Its Impact On Consumers, Banks, And Merchants
Alan McIntyre, Contributor
Consumers are unknowingly taking part in a mass economic experiment - buy now, pay later. The premise is simple; get a short, interest-free loan to stretch out payments on big (or small) ticket items. But the fallout of this mass experiment could be painful for consumers and lenders alike.
Expect Intensified Regulatory Scrutiny Of Bitcoin
Peter Tchir, Contributor
The surge in mainstream and corporate interest in bitcoin is accelerating the risk that regulators try to intervene more aggressively.
When The Revolution Comes, It Will Be Decentralized
David G.W. Birch, Contributor
While defi is now mainly used for speculation between tokens of many varieties, in the longer term it offers the promise of reduced costs in financial intermediation by removing middlemen and automating them, it opens up the possibilities of financial instruments better suited to the new economy.
05h29 14  février
GameStop, Reddit And Robinhood - Ten Financial Fault Lines Laid Bare (2 2)
Frank Van Gansbeke, Contributor
Ahead of Robinhood’s Vladimir Tenev and Reddit’s Steve Huffman US House Committee on Financial Servicesï CBFVï appearances on February 18, there is an opportunity to assess whether the GameStopï GMEï ï GMEï incident is symptomatic of deeper fault lines within the financial system.
GameStop, Reddit and Robinhood - Ten Financial Fault Lines Laid Bare (1 2)
Frank Van Gansbeke, Contributor
Ahead of Robinhood’s Vladimir Tenev and Reddit’s Steve Huffman US House Committee on Financial Service appearances on February 18, there is an opportunity to assess whether the GameStopï GMEï incident is symptomatic of deeper fault lines within the financial system.
15h11 12  février
Signal Or Noise? Four Things To Know About Sustainability Metrics
Sarah Keohane Williamson, Contributor
This trend coincides with a growing public awareness of business’s impact on society and the planet and vice versa - the impact of climate change and societal trends on business.
Non-Fungible-Token Market Booms As Big Names Join Crypto’s Newest Craze
Lawrence Wintermeyer, Contributor
Beyond cryptocurrency and altcoins, opportunities also abound in the form of Non-Fungible Tokens (NFTs) - provably scarce digital assets representing a range of commodities such as artwork, gaming collectibles, and even real estate - both in the physical and virtual space.
17h31 11  février
Chinese New Year; A Time To Noodle The End Of Fortune Cookies, And To Ponder A New Era Of Privacy
Lu Zurawski, Contributor
As we pass into the new Chinese New Year of the Ox, its a good time to contemplate the death of Cookies, and to ponder what the new era of data privacy will bring.
19h02 09  février
MotoRefi Soars On Auto Loan Refinancing Rush
Ed Garsten, Senior Contributor
What many vehicle owners don’t realize is they can refinance their auto loans. That led to the creation of a fast-growing startup called MotoRefi. Its CEO says consumers are saving an average of 100 a month. Business is booming.
Bitcoin Beats Gold But Doge Beats Everything As Crypto Takes Over
Lawrence Wintermeyer, Contributor
Away from the memecoins and celebrity endorsements there is a bigger story unfolding as a generation forsakes traditional investments for digital analogs: collectibles, cryptocurrencies, and synthetic assets that can be represented and traded on-chain, permissionless, globally, and around the clock.
20h11 08  février
Elon Musk All-In On Bitcoin, Here’s What Family Offices Should Know
Francois Botha, Contributor
The meteoric rise of digital assets, and Bitcoin in particular, in 2020 is undeniable. Here’s what Elon Musk’s recent actions reveals about investor confidence.